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"copy": "<h2>Who needs renters insurance?</h2>\n<p>Renters insurance is for anyone renting an apartment, home, condominium, or any other living space (if you're a <a href=\"/answers/landlord-insurance/\">landlord renting out a home</a>, call <a href=\"tel:1-855-347-3939\">1-855-347-3939</a> for help with a specialized policy). If your landlord/complex requires insurance, we can send proof of insurance to your landlord/complex.</p>\n\n<p>If your personal property is stolen or damaged in a fire, your landlord typically won't cover anything. That's why you may want renters coverage to help protect your belongings.</p>\n<h2>Common questions about renters insurance</h2>\n\n<p>Below are some commonly asked questions regarding renters insurance. See our <a href=\"/renters/renters-insurance-resources/\">renters insurance resources</a> page for more information.</p>",
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"header": "How much renters insurance do I need?",
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"copy": "<p>The amount of coverage needed primarily depends on two factors:</p>\n<ul class=\"bullets\">\n<li><strong>How much personal property do you have?</strong> Taking a home inventory can help you determine the combined worth of all your stuff. Use our <a href=\"/answers/how-to-create-a-home-inventory/\">personal property calculator</a> to find out how much coverage you may want to start with.</li>\n<li><strong>What is your net worth?</strong> If you're liable for someone else's injuries or property damage, you need at least enough personal liability coverage to cover what you have to lose.</li>\n</ul>",
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"copy": "<p>Renters insurance may cover the following situations, up to the limits of your policy and minus any deductible:</p>\n\n<ul class=\"bullets\">\n<li>Your furniture, clothing, and electronics are stolen in a burglary. Personal property coverage may pay to replace the items (special limits may apply).</li>\n<li>A visitor is injured at your residence and you’re liable. Liability coverage may pay for their medical expenses.</li>\n<li>Water damage in your apartment complex means you’re forced to live elsewhere while repairs are made. Loss of use coverage may pay for your lodging.</li>\n</ul>",
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"copy": "<p>Your renters insurance policy won't cover damage due to flooding. However, your personal belongings are typically covered if the water damage is sudden and accidental and not due to flooding.</p>",
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